C Tann-Starr's Outside Blog

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Club Chaos Spring Eye Candy Contest: LANDMARKS (Sat April 25 - Sat May 2, 2009)

 

This is our third Club Chaos Eye Candy event where we run parallel but dueling contests: ONE for PHOTOGRAPHY (APR-ECP04) and ONE for VIDEO (APR-ECV04). As previously stated, we are looking for your very best eye candy ladies and gentlemen and we want you to submit quality work worthy of a featured post.

Club Chaos will be hosting this Active Rain Contest with a little help from our friends, so please pay attention to what is mandatory and what is optional. As requested, we rotated some of the groups and have introduced Fraishe Aire and PAWS into the mix.

Each member has a choice of entering one or both contests. 200 points awarded per contest entry. If the work submitted is selected for placement, the 200 entry points will be rolled into the winning point spread. Contestants may only post one link for each selected media a candidate decides to work in (e.g. you can not posts two entries for photography or two for video, but you can post an AR Blog link for one contest category each.)

The panel consists of 5 judges: Debe Maxwell (NC), Melody Botting (TX), Amanda Hall (TX), Cindy Tsui (NY) and Carolyn Tann-Starr (NY).

Members choosing to participate must design and publish their original content specifically for Localism.com. "Members Only" posts are prohibited from entry. All entries must be PG-13 Rated.

Active Rain Channel: "Club Chaos Eye Candy" has been created for your entries.

CONTEST RULES:

Section 1. [A] Participants must join the Active Rain group "LOCAL HISTORY." [B] All contest banter must remain PG-13. Do not post inappropriate photographs in the comment sections. [C] We will only accept Localism.com blog links.

Section 2. [A] Participants must post contest submission(s) in the group "LOCAL HISTORY" and two of the following 5 other groups: (1) Fraiche Aire (public); (2) Diary of a Realtor (public); (3) Whacked (public); (4) Positive Attitude For The Weary Soul (public) and (5) Club Chaos (by invitation only: current members). You must post your contest submission links in the comment section of this official contest post in order for your post(s) to be judged and added to the blog post roll.

Section 3. You must post your contest submission(s) in Localism.com for failing to do so disqualifies you. This is a very important point so I will say it again: FAILING TO DO SO DISQUALIFIES YOU... The contest judges are prohibited from entering as panel members but may participate in other events they are not actively judging, including future CC Eye Candy contests.

Note: 1. Every entry must be original content created by the participant.

2. Submissions must be titled "Club Chaos Eye Candy" and tagged to separate the contest entries. Meta Tags: Club Chaos Eye Candy APRECP04 (Photography Eye Candy) Club Chaos Eye Candy APRECV04 (Video Eye Candy).

3. Failing to use the appropriate Meta Tags to identify your contest submissions will result in your contest points not being awarded. Failing to publish the appropriate AR-Localism links in the comment section of this OFFICIAL CONTEST post will result in your creation not being reviewed and no points will be awarded.

4. Minimum Post Requirements: 150 words and 5 Photographs and/or 150 words/narrative and one 1.5 minute video. (It would be nice if you would act like you were writing for a feature, but 150 words will do. It isn't the quantity, it's the quality!)

5. Do not combine two entries on one post. Do not exceed 5 minutes with your video submission. Do not include music unless (a) you own the copyright or (b) have written permission from the rights owner to use their music (I will spot check if you do). Do not include any television or radio transmissions or visuals in the background of your videos. Do not trespass on any property to complete your project.

2000 points for 1st Place in Photography, 2000 points for 1st Place in Video.

1500 points for 2ndPlace in Photography, 1500 points for 2nd Place in Video.

1000 points for 3rd Place in Photography, 1000 points for 3rd Place in Video.

500 points for 4th Place in Photography, 500 points for 4th Place in Video.

Each contest entry: 200 points. WINNERS WILL BE ANNOUNCED ON 05/05/2009

Sat May 2nd UPDATE: LOCALSIM.com went down Saturday night and I have received several e-mails that candidates can't post their links or their work is missing (e.g. error page about the page being moved). We're extending the contest date to Midnight Sunday, May 3, 2009. We do not penalize people for technical difficulties and will not entertain a single complaint regarding this extension. If you post the Localism.com contest link by midnight tomorrow (AR clock controlling) the contest entry will be accepted. 

Photography

Celeste "Sally" Cheeseman

William James Walton Sr

Robert Hammerstein

Liz Moras

Gary Woltal

Jeff Dowler

Donna Bigda

Heather Chavez

John Novak

JaneAnne

Connie Harvey

Laura Giannotta

Silvia Dukes

Frank & Sharon Alters

Lisa Hill

Richard Weisser

Kari A. Battaglia

Linda Bourgault

Erik Hitzelberger

Video

William James Walton Sr

Celeste "Sally" Cheeseman

Sally Dunbar

Richard Weisser

Donna Bigda

THE WINNERS ARE:

2000 points for 1st Place in Photography: JOHN NOVAK

2000 points for 1st Place in Video: SALLY DUNBAR

1500 points for 2nd Place in Photography: FRANK & SHARON ALTERS

1500 points for 2nd Place in Video: DONNA BIGDA

1000 points for 3rd Place in Photography: JEFF DOWLER

1000 points for 3rd Place in Video: CELESTE SALLY CHEESEMAN

500 points for 4th Place in Photography: (WE HAVE A TIE) HEATHER CHAVEZ and CELESTE SALLY CHEESEMAN

500 points for 4th Place in Video: RICHARD WEISSER

 

 

125 commentsC Tann-Starr • April 25 2009 10:33PM

Actual use of the Making Home Affordable Program

 

Fred was kind enough to make this information available for a re-blog.

 

Via Fred Chamberlin - Eugene/Springfield's #1 Experienced FHA Mortgage Consultant (Alpine Mortgage Planning - Eugene/Springfield OR):

So, what do we do when attempting to refinance a property and all of a sudden the value of the property comes in significantly lower than we expected???? Case in point, I am doing a rate and term refinance for a previous customer that purchased their home two years ago (during the height of real estate values for about $400,000. To accomplish an 80% refinance, I only need it to come in at $325,000 but the actual value comes in at $315,000, a huge drop in value and a loan to value of over 82%. So, what do I do? I go to a Fannie Mae DU Plus. This is all part of the Making Homes Affordable Program through Fannie Mae and Freddie Mac.

This program allows me to finance a rate and term for my clients at greater than 80% loan to value with no mortgage insurance. And, because they have excellent credit scores, there is no adjustment to the rate. A definite win-win situation. They get a lower rate with no mortgage insurance and I get to keep them happy.

Now, before everyone jumps up and says, “That is for me!” there are a few conditions. First of all, it has to be a Fannie Mae owned loan. You can find out if yours is here:

http://loanlookup.fanniemae.com/loanlookup/. Next, if there is currently mortgage insurance on your loan, it is probable that only the current servicer will be able to do the refinance. I know for a fact, that I can’t.

But, what if it is Freddie Mac owned? Basically, those loans have to go back to the current servicer. Now, if you have a Freddie Mac loan that is serviced by Wells Fargo, then I can help you with it, but it will be originated through Wells Fargo. Personally, I think I will get you a better deal if you go though me rather that direct to Wells Fargo, but that is my opinion, check it out for yourself.There is a definite possibility that we can also work with other servicing companies on Freddie Mac loans, but will have to check on each one individually. To find out if your loan is owed by Freddie Mac, check here: www.freddiemac.com/mymortgage.

The product is also available for investment property, which means you can get a lower rate on that rental also. You do need to be current on the mortgage and if you have a second, they will need to subordinate to get this product. So, after finding out if you have either a Fannie Mae or Freddie Mac loan, give me a call and let’s see what we can do to put you into better financial position. Every loan application is different. We are not in a cookie cutter business, let me tailor make your new loan.

4 commentsC Tann-Starr • April 22 2009 04:22AM

HONORING RETURNING VETS and OFFERING HELPING HANDS

 

Thank you, Lenn  for making this information available for a re-blog. 

 

Via Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate:

I SUBSCRIBE TO THE DEPARTMENT OF VETERANS AFFAIRS WEB SITE which offers updated information for viewers about program changes for Veterans Administration benefits.

Most of the releases are related to health, hospitalization, etc.  From time to time, there will be an announcement about housing, which of course, is my reason for subscribing.

This moring, I received an announcement about something that is particurly heartwarming, especially in view of the recent release of news about the efforts of Homeland Security with respect to identifying "returning vets" as targets of right wing extremists groups. 

The Department of Veterans Affairs, OTOH, rather than treat our returning vets as targets of extremists is offering help and resources for returning vets

Interesting.    

 

 

7 commentsC Tann-Starr • April 20 2009 11:20AM

Life With Wee People... Handle With Care.

Carolyn Tann-Starr 2009

Carolyn Tann-Starr 2009

They only look innocent. Don't be fooled...

As I sit here with my sketchbook working on a new series of panels for Life With Wee People, I find myself wondering just how much artistic mayhem and running amuck I'm capable of. After all, my kids are very self directed. They create a lot of material for me to work with on a daily basis. Flashlight dancing, floating items in toilets, having an electronic love affair with my toaster. It never ends... I wonder if my pen can keep up (hehehe). We shall see... I always did love a good challenge. ;-)

Welcome to the ActiveRain Cartoon Network. Brought to you by the ActiveRain Group Club Chaos (LOL). :-)

 

 

35 commentsC Tann-Starr • April 19 2009 11:14PM

We Went On A Night Run To Show My UK Peeps the Unisphere Lights

I was playing with my Sorority peeps on Facebook and we started trading vacation pictures. Living in NYC means I get to vacation all the time in my own backyard . I also like to run amuck in neighboring states so one just never knows what one may get until I decide to post it. I am invading CT next :-). Donna B will be the first to know when I'm coming to collect some eye candy. I promised I wouldn't pass through a state without giving a few people a heads up and possibly high-jacking a victim an Active Rain Club Chaos guide to get opinions for where I should be exploring eye candy for my virtual tours. I'm looking forward to it. Already picked the hotel, I just need a date... ;-)

Seems a few of my new gal pals in the UK wanted to see some hyper-local sights. I sent them a few pictures. They were kind enough to return the favor and send me some back. Oh my word... be careful what you ask for when you start trading virtual spaces (LOL). FB peeps sometimes go to some of the most off-the-beaten-path kind of places. I may have to return the favor and show off a few gems. They also wear some interesting things while on vacation. Notice the phrase "things" instead of "clothing." Yup. I'm sitting here with a smile. One lovely wore paint and may I say it was very tastefully done. (Don't ask. You can not see my e-mail pictures - LOL) Gives a whole new meaning to body art... I like models. They are quite daring individuals.

Some of my new pen pals are very artistic. That will be another blog post in and of itself. I happen to love painting and may be trading a few images with the girls. I have created some very interesting works they may enjoy and I certainly know I enjoyed their sculptures, sketches, inks and oils. I have canvass in my closet that has yet to be seen on a gallery wall (LOL). I'm working on some new stuff for my next show. Looking forward to a lovely vacation. :-)

If you are not carefully picking and choosing your friends you may be missing out on some stellar relationships. Yes indeedy, some of those shots were veeerrrry interesting... I have soooooo got to cross the Big Pond and play in England. I like English Galleries. I may be working on a group show because I like my new  Euro-artist gal pals. BTW, they do not think like we do in the States. Very interesting. I may need more than a week there to figure 'em out. Yes, I am planning my vacation (LOL).

Did I mention they were VERY interesting peeps? Seriously... I think I did... Stunningly so. I may actually be begging two of them to let me paint them for my next gallery show we are currently planning in New York. I've high-jacked several friends for that bit of canvass eye candy. Still collecting models so we wont know what the theme is until my faces are all in order. My brick and mortar friends are adorable and work for food. Some of my new FB friends are cool too. The camera loves some of them. Their friends and family love them. I like what I am learning about them. I could grow to love them too. We shall see. This may take a while. I never rush business or personal relationships of any kind. I will admit that the Skype par-tays are lovely! Love, love, love the accents. :-)

Here is a sneak peek of the night run around Flushing Meadows:

Carolyn Tann-Starr 2009

Will be posting details to the next Gigglefest as well. Third Sundays of the month is our Club Chaos day to go live, share food and play in the brick and mortar portion of the Rain. I'm thinking I may want to go back to NJ. I have to call Josef and Sheldon. :-)

I hope you are enjoying your day as much as I am enjoying mine... ;-)

7 commentsC Tann-Starr • April 18 2009 05:18PM

Climbing Furniture (My Boys Are So Easily Amused. So Is Their Mama - LOL)

VideoAd by Mixpo

Now, imagine trying to edit video when all you hear is giggling in the background. Seriously! Try as I might I could never resist a good laugh, so off I go to see what the wee ones are doing. Sure enough, there are diapers thrown everywhere.

Did I mention EVERYWHERE? I think I did but it needs to be repeated because I'm not talking about a small box either...

The dresser draws are open and they have climbed them like stairs (Is it the Autistic one or the PDD-NOS doing the problem solving? LOL). Drats! My undies are out as well. Oh my word - Elmo in Victoria Secrets is not something a grow-up should have to be subjected to. Seriously! If I were a cartoon my eyes would be bleeding. What the heck were they thinking? Do my kids really think Elmo is not a boy? Where have I gone wrong??? Grover has been sporting my sports bra as well. What is up with that? That's not a hat! I know they're wee people with a sense of humor but this is just not right... There ought to be a wee people law enacted in my home against raiding the underwear draws of the sole lady of the home. I like Elmo! I love Super Grover! I grew up on S-Street! Dudes should be respected. They need to be in Batman briefs or something (LOL). I shall really have to work on them. I do not want their plush toys wearing my clothes. Those fuzzies have been dragged everywhere! I may have to microwave and bleach these for peace of mind... At least Step didn't float 'em in the toilet (LOL). Alas, the day is young... Who knows where our next minion conversation shall be about or going. ;-)

Hmm...

You should hear the giggles coming out of that room as I write this. I should have known there would a big be mess to go with the mayhem when I checked on them last time. I'm sending Daddy this time. I really don't want to know. Stephen is in naughty-laugh mode. It's not the same as his regular laugh. FYI: Click this link to hear a normal giggle, but I digress...

In this episode of the continuing saga of The Life of Wee People, The Little Minions are perched on top of the dresser with an empty diaper box having a blast. So off I go to get the Nikon to grab a little .MOV film on their latest furniture climb. Of course, that resulted in my boys gleefully saying "cheese," only to duck down and hide behind the box (LOL).

Seems they like teasing Mama when she tries to get a photograph. Oh well, I'll catch 'em off guard soon enough. Those are usually the best footage because you get to see a pristine minion moment... Did I mention they swing between being brilliant and absolutely crazy? They do, you know. That's what makes life so much more interesting. Doing real estate the minion way is mad fun. The spectrum is amazing. I shall save that for another blog post. Yes, there will be more film. I have a lot of film (LOL). BTW, we had a great time today touring neighborhoods. We didn't just film in Cambria Heights. We've been filming everywhere. :-)

BTW, Stephen, the Blur Minion is going to make a wee movie. What ever he shoots, no matter how crazy, we're going to edit into a one minute post. Yup. Little Minion TV is going to take a walk on the wild side with Cecil B Demented (LOL).

Oh well, enough said... time to get back to work. I've teased you enough for now. Will tease you again later. I've got film of Cambria Heights to edit and showcase. We will be posting a new tour of homes shortly. Minion style. :-)

6 commentsC Tann-Starr • April 18 2009 03:56PM

Sleep? Who needs sleep? We don't need no stinkin' sleep... We're Social Media Realtors

The fun thing about the Internet is that it crosses every time zone. On a good day, if you pace yourself just right, it may appear that you seem to be everywhere at once. Did I mention I work in 20 minute intervals? I do you know. That works for me. I have very self directed little people, so I have to stay on my toes and trade places with the hubby chasing the wee ones around a very small apartment. They can do a lot of damage in a small space (LOL). Can't take your eyes off of them for any significant length of time. Things get hammered, tossed, toasted or may be found floating in the toilet in the blink of an eye the if you do (LOL).

Latest Little Minion Update: They've taken to climbing the furniture. I used to yell at them all the time about it. Now I casually mention they should get down as I'm passing through from room to room. I've discovered if you get too excited about something it gives them incentive to make you really crazy (LOL). Boys will be boys, eh? (I bet you'll never truly understand what that means until you get a pair of your own. I know I didn't - OMG! Why didn't you people warn me? LOL) Oh well... What is a Work At Home Mom (WAHM) to do? Five minutes of playing On-Top-Of-The-Mountain never hurt anyone. Just the finish on the wood (LOL).  

When I am not chasing wee people I am on-line building my buyer's brokerage business. My current business model ratio is 70% buyer's brokerage, 15% rental and 15% listing agent. I have a thing for running the streets. I like to collect eye candy. I like to be mobile with the kids (who happen to love open houses and all things pertaining to construction trucks - LOL). We're getting ready to have another open house today, then we have appraisals to get completed. I shall be in all five boroughs of the City of New York and the tip of Long Island. Lots of footage to collect. Gonna get some serious eye candy for you today.

BTW, we are about to do our next Club Chaos eye candy contest (LOL). Photography is never an issue, but video... well... um...  I want my video people!!! Seriously! Stand in the middle of the intersection and spin in a circle if you have to. Bring me something hyper-local to talk about. Yeah, it's true, video is an issue with my peeps. I have to work on 'em about that. (LOL)

The subject is Landmarks. Will be posting the rules shortly and updating you on our next Gigglefest Social Media 2.0

New contest, eh? Yup. It's true. We do a lot at Club Chaos. I am a very busy gal, so are my friends, but we are never too busy to take a referral or find a home that fits your family's needs. Sleep? Who needs sleep? We don't need no stinkin' sleep... We're Social Media Realtors. We nap quite nicely, thank you. ;-)

Will post the furniture climbing video later... They always climb the furniture. Shouldn't be to hard to get some footage, eh? (LOL)

10 commentsC Tann-Starr • April 18 2009 09:39AM

Club Chaos Eye Candy: Little Minion TV (LMTV-11) Spring Fresh Tour

VideoAd by Mixpo

The fun thing about taking your kids to work with you is they have a way of bringing a new perspective to what might otherwise be a routine day. My little Realtors-in-training are both coping with learning disabilities so I try to include them in as many life activities as possible to give them real world perspective. I guess all kids can do strange things.

Remember the Blur Minion's attempt at toasting our cell phones? Boys being boys, Hubby has been hooking them up with some interesting Manly-man projects to keep them busy. Now it seems that my kids aren't happy unless I pop the hood so they can "fix the car" before we leave for school in the mornings (LOL). The popping of the hood usually is requested after the weekend. Noah always starts by announcing with great authority that, "the car is broken. Fix it Mommy?" :-)

The men have also been cooking together. Chef of the future stuff in infrared. Remember our first "members only" infrared moment? (It really is a members only post. Sorry for the restricted link, my dear public.) Sometimes I get an excellent meal. Other times the resulting eye candy has me wondering if there's a hot wheel car hidden somewhere in that lumpy mass that appears to be meatloaf. That, in itself, is a whole other blog post. I shall make that one public so my readers can partake of the virtual meal (LOL). Alas, I digress... back to the Spring Fresh Tour. :-)

The cool thing about our quirky, talented children is that they are very hands on, self-directed and curious little people. When they are as young as my pookies and you want to keep them with you, you have to figure out how to make "work" a game. I have collected all types of parenting tricks to keep them interested in taking a road trip and enjoying the industry. Snackage is a must have. Getting them "hooked on photography" is a plus. (You can thank "Hooked on Phonics" for that idea - LOL. What a catchy little phrase, eh? Very useful, indeed.) Teaching them to love the details and adventure of a renovation works wonders as well. Letting them paint a door or nail the crap out of a piece of wood makes them feel very strong, self sufficient and important. Real tools will do that. Can you say Jelly TellyHandy Manny and Bob The Builder? Gets them working every single time with big cool aid grins. :-)

Turns out they both are predominately visual rather than audio learners, so when I started handing over my Sony and Nikon, I wasn't sure what I'd get. You can get a lot from little kids if you put the cameras on a tripod an let them take aim, then push a button. They catch on very quickly if you turn it into a game. Stephen currently works for M&Ms (must have peanuts), however, Noah has negotiated a raise: miniature toys replicating animals from The Lion King and dinosaurs (LOL).

Working for food and toys seems to agree with everyone. It lends itself to another life lesson: how to shop. Can you say, "Minion Happy Dance?" They love to work. Trust me. Incentive is leverage (LOL) Don't get huffy. It's not like my pookies are working hard. After all, auto-focus makes their life very easy and going completely digital means there's no film to waste. As a result, I have a lot of quirky pics and funky, funny video to share (and toys everywhere). We can take our time playing on location because we control our schedule and the two year old is the boss (LOL). Sometimes, I get a real gem of a shot and people refuse to believe that my learning disabled kids are capable of pulling it off. Fact of the matter is, they do. A lot. Did I mention AUTO-FOCUS? (LMAO) I think I did, but I may need to remind a few of you that means that a two year old can pretend to be A Adams if he wants to. We can also crop what we don't want out - like a finger along the bottom  (LMAO).

Sometimes, you can't tell where we, the adults, left off and Noah, our seven year old, picks up. When it comes to video, everyone knows where Stephen starts. He always turns the camera around to look at himself (LOL). At least he's smart enough to check and see if it's on (LOL). Makes us all very proud and gives us a goal to keep trying to improve the family's multimedia craft. The baby likes to sit in my lap while I blog.:-)

We take the kids out with us a lot and I treat them like partners. My boys are each a member of my road crew and I ask a lot of questions that never get answered but they give me very interesting looks, so I keep talking about what we are doing, where we are going and what's about to happen next.

The first time we let them run amuck was with some of the Shea Stadium footage. I drove around in figure eights and let the kids shoot through the car windows. Sometimes, we'd walk up to a fence and take pictures through it. Other times, I'd just let 'em run loose and see what we'd get. Although we haven't posted them all yet, we have a lot of footage and photographs to share. The kids have been going hyper-local with their Mama for quite a while.

Some days, editing with an Autistic and a PDD-NOS partner can make one fantasize about wanting to take a Valium. I've never had one, but I hear they can be a blessing when someone really needs to calm down. Other days, I laugh until I can't breathe and wonder if I should or shouldn't post the footage. Did I mention that my kids are crazy? Love 'em, but they're very unique and brilliantly peculiar, each in their own specific way (LOL). I think that makes my entire family a little crazy. We all seem to fall under that particular definition in various degrees, but I digress...

Stephen, the Minion Blur is prone to clicking on all of the delete buttons at least once. It appears he likes stuff marked in red so I have to make a dupe file so he can destroy actively participate. Other days, it's a real pleasure to have them on board because they can get very serious about which pictures they do and don't like. The cutest thing is when Noah repeatedly asks Stephen if he wants a particular item and the wee one says, "no" 99 times, only to say,"yes" once, making his big brother's day. Of course, insanity is repeating the process so we can get around to adding another photograph into the line-up. :-) Yes, this process can go on for days... The things we do for our children (LOL).

That bit of insanity that I previously mentioned usually means I have to sit in the same spot for over an hour per photograph watching them click, drag and drop files all over the electronic editing decks. When my eyes start rolling up into my head I sometimes turn on iTunes and sing along to Hillsong United or practice my language lessons.

It's Spring, so I figured we do a new thing. We'd take a ride and ask Stephen where he wants to go today (instead of me picking the spot and selecting the eye candy). Dude likes pointing, so we put Mr. Non-Verbal to work by shutting off the navigational system and pulling over near the major intersections to ask him, "which way?" Dude never misses a chance to say, "that way?" He will wake you up in the middle of the night to navigate your bleary eyed self into the kitchen for a snack. Mind you now, it's a very small apartment, but little man will insist that you have to pick him up so he can point you in the direction he wants you to carry him. He also likes to drag you along by the hand. Assertive or bossy? I don't know. Cute? Hell yeah! ;-)

We couldn't wait to see where Stephen would take us. Turns out my soon to be three year old has excellent taste. I think he was trying to find the park. We came close a couple of times, but he sent us in the wrong direction (LOL).

Here's where we wandered off to in Queens County, New York for the last couple of days. The boys were my virtual supervisors for the tour of home joy rides and I am happy to report we collected some very nice eye candy for you. I hope you enjoy the Little Minions Spring Fresh Tour of Homes. We strolled, skipped, ran and rode from Fresh Meadows to Jamaica Estates (LOL).

The tone is a little gray because it has been cloudy and raining off and on. I wonder where we'll turn up tomorrow and what type of lighting effects we'll have to work with. I hear it's going to rain again. It's raining now. Stephen is in his fave window checking out the weather with glee. Ya' think my kids would be sleeping, but noooooooooo. Spring is in the air. "April showers bring May flowers..."  Did I mention they were minions? Yup. They are (LOL). I enjoy the wee companionship and the curiosity in their make up... but late nights with the Blur Minion can be a bit much (LOL). Shorty is very demanding and affectionate. He enjoys community walks and loves dancing in the Spring rain. Puddle stumping is mad fun to both of my minions (and their daddy). I'm looking forward to seeing my family play in the rain... Wonder what kind of eye candy we'll get tomorrow. :-)

Stephen, The Minion Blur replaced my TomTom today. I loved every minute of it.

Noah has the Captain Seat tomorrow.

Might be doing a part two...

See ya' in cyberspace. :-)

43 commentsC Tann-Starr • April 14 2009 10:11PM

Hiring A Buyer's Agent

 

Via Josef Katz - Trump University {Marketing Maestro} (Direct Response Marketing):

Sheldon Neal was kind enough to spend some time with me to discuss the role of a real estate buyer's agent.  When we meet we recorded a podcast for the Trump University members titled Real Estate Investing With A Buyer's Agent.
 
Our goal was to help new investors understand the role a buyer's agent plays in the transaction and why they are an important part of any power team.
 
I learned a few things during our chat that will come in handy the next time I am buying real estate.   I now understand that a buyer's agent:used with permission from Trump University

  • works for me, the buyer or investor
  • negotiates on my behalf and keeps my best interests at heart (not the sellers)
  • does not have the same potential conflict of interest a dual agent might have
  • has local market knowledge on home values and comparables
  • Understands local trends and what other buyers are looking for in a property and their associated costs

 
Enjoy listening to our podcast and let me know what you think and if you have suggestions for future topics.
 
Related Posts
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5 commentsC Tann-Starr • April 14 2009 03:08PM

Parkway Village

Spring is here and I'm doing a lot of running around with my friends and clients. Gotta go show some homes and do another open house at one of my listings. I shall be filming in Parkway Village today. Things have changed over there so I want to go see how the flower beds are coming along. The neighbors are always planting something, that's why I like to jog there. They have lots of nice places to play for the kids as well.

Ooo. It's lunchtime! I've got to get my foodie paradise spot on and distribute some RSVP open house fliers. :-)

BTW, this is a 2 Bedroom Co-Op; Attached; Unit Floor #1; Development: Parkway Village Model: Garden Apt; 5.0 rooms, 2 Bedrooms , 1 Full Bath, School Community District 28, Year Built: 1946, Construction: Brick. Maint: $1030 (includes the taxes, landscaping, upkeep, cooking and heating).

I've got the keys if you want to take a peek at it. All you have to do is let me know. :-)

http://www.TannStarr.com

4 commentsC Tann-Starr • April 14 2009 11:51AM

PRINCE GEORGE'S COUNTY MD SINGLE FAMILY HOME PRICES INCREASED 7% February 1, March 31, 2009

 

Thank you, Lenn. I'm glad you made this available for a re-blog. My readers may enjoy a peek into your neck of the woods. Looking forward to that fishing trip. Love. C. :-)

 

Via Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate:

IF YOU'VE BEEN CONSIDERING BUYING A HOME IN PRINCE GEORGE'S COUNTY MD. . . . . . .

NOW IS THE TIME WITH HOME PRICES BEGINNING TO RISE!

SOLD prices for all real estate types increased 4% in March over February SOLD prices. 

SOLD prices for Single Family Homes (detached) increased 7% in March over February SOLD prices. 

The average price for Single Family Homes SOLD in March - $243,884.

The average price for a Single Family Homes SOLD in March - $260,448.

LOAN AMOUNT                 Principle & Interest Monthly Payment
  5% 6%
$200,000 $1,073.64 $1,199.10
$250,000 $1,342.05 $1,498.88
$300,000 $1,610.46 $1,798.65
$350,000 $1,878.88 $2,098.43
$400,000 $2,147.29 $2,398.20
     

Bowie Cape Cod

Average list price for a Bowie Cape Cod home is $311,000.

INTEREST RATES ARE THE LOWEST IN MEMORY.  Low interest rates will save you money over years.

                                  Prince George's County MD Map

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988, E-mail.

Information about homes and real estate for sale in Prince George's County, MD.  Visit our home buyers information web sites and you will be able to tour all ACTIVE listing of homes for sale.  No Registration Needed.

Real estate in Laurel, Maryland

Real estate in Prince George's County, Maryland

Real estate in Mitchellville, Maryland

Real estate in Bowie, Maryland

About real estate in Bowie, Maryland


Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988, E-mail.

                                       

Laurel MD Map

 

Bowie MD Map

 

0 commentsC Tann-Starr • April 14 2009 10:09AM

Here's An Interesting Quote. Three Actually. You Need To Protect Yourself Against This...

Here is an interesting quote: "Virus writers are also creating fake profiles of celebrities, real friends or business associates hoping people will link with them. Users can be tricked into linking to the fake profile, which can be loaded with various forms of malicious software." You can read all about it here.

Here's another: "Social media sites generate revenue with targeted advertising, based on personal information. As such, they encourage registered users to provide as much information as possible. With limited government oversight, industry standards or incentives to educate users on security, privacy and protecting your identity, users are exposed to identity theft and fraud." You can read all about it here.

Last quote: "Creating a social media profile on the site of ‘the big players’ is something we all need to do in order to prevent phishers and scammers to don our personality on-line..." You can read all about it here.

Do you see where I am going with this? Maybe you don't. Let me help you: Everyone is not who they appear to be in social media... You need to protect yourselves by claiming your social media identities. Don't put it off until it's too late.

Want to learn a secret? I spent three hours writing a post that in the end I deleted. Instead, I decided that sometimes the best way to get a point across is to put people in other people's shoes. Read those three articles that I selected for you. I selected them for a reason. They say it better in the aggregate than I could ever say it on my own in one sitting. I think you'll learn something very useful today. You may not think you need this reminder, but you do. Trust me? Then go read those other writers. We can talk about 'em and what they had to say later... :-)

 

26 commentsC Tann-Starr • April 12 2009 08:10PM

A re-blog is limited permission to syndicate a post on the platform of the writer's choice.

A re-blog is limited permission to syndicate a post on the platform of the writer's choice. In this case, Active Rain allows the syndication to the main dashboard where one can send the work to (1) 5 groups, (2) team blogs and (3) the outside blog.

Re-blogs on ActiveRain can not go to Localism. If the work shows up anywhere other than where the original writer gives it limited permission to be (e.g. on AR) then it is a copyright violation because no one can cut and paste another members work. A re-blog is not permission to cut and paste.

A re-blog is not permission to swipe photographs, videos or artwork. One can not disassemble a post because one sees a re-blog button on the right hand corner. When a re-blog takes place there is an automatic embed back to the original writer's post generated by the software module making the syndication possible. It states where the info comes from (e.g. via Richard Weisser) at the very beginning of the post written by the author. "Site the source" is a very curious phrase for me to hear when one talks about a re-blog because the source is clearly indicated with the automatic, embedded link.

There have been a lot of interesting comments made in the Rain regarding re-blogs. I have no idea of they have a cap on AR. I have no idea if you can do too many or if doing a lot can affect the system. I have no idea if you can "abuse the AR re-blog button..."

What I do know is that you should be careful how you treat another writer's work regardless of your reasons for doing, or not doing a re-blog

My fave site explaining some of the re-blog software platforms is here: http://www.reblog.org/

I'll leave you with two quotes from the site that I believe are relevant to this conversation:

(1) "What is a reBlog? A reBlog facilitates the process of filtering and republishing relevant content from many RSS feeds. reBloggers subscribe to their favorite feeds, preview the content, and select their favorite posts. These posts are automatically published through their favorite blogging software."

(2) "Why should you reBlog? reBlogs are useful to individuals who want to maintain a weblog but prefer curating content to writing original posts. They can also enable organizations to tap the contributions of their employees, members, and communities-at-large in order to easily redistribute relevant content."

When one decides to republish relevant Active Rain member content by selecting their favorite posts to redistribute to their blog readers, one has the responsibility to respect the host network and original author who granted permission and made it possible to showcase the original work.

Do not steal content from AR and think it is okay to migrate it to another website without the proper permissions being granted from the owner. You do not own the rights to a re-blogged work. 

Make no mistake about that... Not your words, not your pictures, not yours to decide to take elsewhere off of this platform. Siting a source will not save you from committing a copyright violation. Siting a source will not absolve you from infringement damages. If I were you, I'd get your permissions in writing with specificity as to what the owner will and will not allow you to do. A person granting you one licensed right is not automatically granting you all rights to their post.

Blogging can be dangerous if you disrespect the host's platform rules and the federal rights of others... Be prepared to take responsibility for your actions in cyberspace. One can not hide behind one's computer from the law.

 

17 commentsC Tann-Starr • April 12 2009 03:22PM

Picking Flowers

I keep thinking I have to get my PAWS entry in. I've taken the pookies on an eye candy run. I was packing the equipment into the car when shorty noticed the flowers were starting to bloom. I couldn't get him out of the grass between the buildings. He was soooo into the flowers that I finally had to give in and let them wander the streets in the hood, picking flowers. :-)

13 commentsC Tann-Starr • April 11 2009 11:56PM

Investments to Create Green Sector Jobs are Part of New York City's Five Borough Economic Opportunity Plan

PR-162-09 is a very interesting press release. Here's a sneak peek of what you'll be reading about:

"Mayor Michael R. Bloomberg, Deputy Mayor for Economic Development Robert C. Lieber, and Brooklyn Navy Yard Development Corporation Chairman Alan Fishman and President Andrew H. Kimball today opened the Perry Avenue Building, the nation's first multi-story green industrial facility at the Brooklyn Navy Yard. Mayor Bloomberg also announced the creation of Duggal Greenhouse, a 60,000-square-foot LEED Platinum certified facility that will be used to manufacture eco-friendly products and will become a laboratory for new sustainable products."

There have been a lot of political debates about going green in NYC and I have to admit I've been very curious to see what the botton line would be regarding this venture. Looks like it's going to be a very interesting set of projects indeed. If you have time, click the link and take a read. You may be surprised at what the NYC government has been up to lately.

Kudos and congrats to Mayor Mikey B. I may have to go over and collect some eye candy for my readers. :-)

0 commentsC Tann-Starr • April 11 2009 11:15PM

Someone Mentioned I Should Write An AR Success Story. Hmm... Interesting...

This is not as easy as I thought it would be. I keep thinking about my friends. I think that if I had to write one then the Active Rain Group: Club Chaos would probably reflect the best thing that has ever virtually happened to me in the realm of social media. I love my little on-line family and had no idea co-creating that group would alter my life. I can not imagine my life without them floating around. We share an awful lot and really enjoy hanging out together in real life and cyberspace.

There are approximately 625 members in my virtual house. It's my home away from home and only a laptop, e-mail, IM, DM, FB, chat, Skype, tweet, fax and phone call away. The members inviting members keep it interesting. My personal e-mail is off the wall with fascinating behind the scenes chatter. ;-)

I have at least 35 people on speed dial from there alone. Got a question? I'm calling long distance without batting an eye. Need a change in scenery? Mangiggly the I-talian, Princess Paddy Pizappi and Melodious of Botting hand over the couch. They tell me when I'm being smart. The yell at me when I'm stupid. They stop talking to me when I'm really bad and spank me when I really need a smack upside the noggin to rattle my brain back into high gear. They hold the keys to my real estate heart and the only reason I am still in the game is because they make it fun to come to work every single day. They make it fun to share eye candy. They make me want to be a better person and they let me be exactly who I am (rumor has it a talented but anal retentive nut job running amuck in cyberspace who sometimes does real estate when she isn't painting, filming, making music, etc).

I love being a third generation high-jacker of blogs directly descended from TLW. How cool is that? Very. Without TLW Club Chaos would not be here. She taught Mandycap the fine art of jacking a blog. Amanda and Mel taught me. You all can thank Amanda Hall for quipping us into existence after Melodious took me under her virtual wings and straightened out my bad blogging habits. Yup. Was boring and careful, hiding behind the "ya gotta behave on-line and write market reports police." Except my comments did not match my blog. Mel caught that and wanted to know what the hell was the matter with me. God bless her, she e-mailed me into submission. Chicka doesn't quit when she decides to get to the bottom of something, so watch out people (LMAO). After my AR schooling and surviving a serious jacking, I dumped a bunch of groups, deleted a few posts and started over. What you read is what you get, flaws and all, which is probably why my e-mail is so very interesting. ;-) 

Mel is the boss of me (LOL). Being bossed by Melodious is priceless. She's a smart cookie. If only you were a fly on the wall for those conversations (LMAO). I love the way Lenn Harley thinks. I love the humor of Laura Watts. I love the Wacked and  Jacked crews and am very proud of how Diary of A Realtor is rocking the house. I absolutely love my bay-bays and am very excited watching them create and navigate stellar groups! The best part is seeing the connections evolve and watch the family's growth. We are all in this together and I am very happy to be here. ;-)

I think the best part of AR is the fact that I am free to be me with my friends. We rant, rave, compliment, contrast, complain, share home movies, toss in some eye candy, do a little serial commenting, write posts between playing games. Work does not feel like work at all. I enjoy social media and yup, I network a lot. Nothing like members connecting on multiple levels and nothing beats the friendships. (P.S. The sleepovers are pretty cool too. Where else can the little minions pick up a couple extra aunts and uncles? Seriously. BTW, the free food ROCKS!!! Yes, my peeps habitually feed me - LMAO)

Awwwwww hell, what were you expecting? Success is relative, bay-bay! I'm in love with people who love me. Doesn't get better than that. Seriously... :-)

108 commentsC Tann-Starr • April 10 2009 07:14AM

Very Cool. Picked Up A Facebook Client From Playing Online In Social Media...

I have to say the last thing I expected was to open my Facebook account and have a client hire me in my in-box (LMAO).

Another client (who periodically peeks at my Active Rain blog and personal website) passed my name along when she mentioned she was thinking about buying a house. Seems my new prospect was very excited to discover what I have been up to as a retiree. I'm having a very perky conversation over there right now and will be taking my officer buddy shopping tomorrow (LOL). Yup. We used to work together on Riker' Island and she found me a couple of months ago on Facebook. I haven't seen her in five years. I'm looking forward to meeting with her tomorrow. 

Gotta love social media... Who knew? I didn't and I haven't been blogging an entire year yet. 4/16/2009 is my AR one year anniversary as a blogger. Never did it before I joined here, so THANK YOU ACTIVE RAIN. ;-) 

BTW, one of my new clients that I met in the street  the other day just put a binder on a two family new construction. How cool is that? Very!

Social media ROCKS! Long live The Actives! ;-)

30 commentsC Tann-Starr • April 08 2009 10:10PM

The Little Minions At Play (Come Meet Us At QSAC April 23, 2009 9:30-11:30AM)

http://activerain.com/groups/REEL2REALTORS

REEL2REALTORS is a new Active Rain Group by Janice that's a lot of fun. You can park your home movies there and any other original video you create in this group. It's all about you sharing what ever you want in the visual with the rest of your blogging buddies. I think Little Minion TV is going to have a lot of fun playing over there, among other places.

My kids had a blast playing at an Open House in Cambria Heights.

Next stop for the Little Minions is the QSAC Open House in Douglaston on Thursday, April 23rd. I have some very talented friends who work there and it's a great institution to donate to if you are looking for a worth while charitable tax write off.

Stephen the Minion Blur suffers from PDD-NOS and Noah is Autistic. I will be attending their Open House and chatting with other parents at QSAC about the realities of having learning disabled kids. The Minion Blur will be on hand so this should be interesting. He is turning three soon and we need to have him re-evaluated. I can't think of a better place to entrust my little pookie to. They are stellar advocates of the learning disabled and my family adores the work they did with Noah when he was diagnosed. Check out the flier below for more information regarding QSAC's next Open House. Please consider donating to the Autism non-profits of your choice because we need all the help we can get.

Will keep you guys posted regarding upcoming Autism events and the little minions and I shall take you on a virtual community walk through Douglaston over the weekend so you don't get lost coming to the Open House April 23rd (LOL). QSAC hooked me up with a PDF flier to share with you. It's right under the minion movie saved as a jpeg. Feel free to redistribute the flier to your friends and family  who may need their services. Don't forget to send them a donation. A dollar can make a difference so please think about giving anything you can spare.

Your support of QSAC will help support families like mine who need their help educating our special needs kids and showing parents like me how to help grow our quirky little people into productive, self directed little citizens.

Feel free to contact QSAC to find out what you can do to help make a difference in the life of kids like Stephen and Noah. Thank you. :-)

 

VideoAd by Mixpo

13 commentsC Tann-Starr • April 03 2009 04:21PM

The Mortgage Debt Relief Act of 2007 ~ Most Asked Questions

My girlfriend Jeannette was kind enough to make this information available for a re-blog. Enjoy!

Via Jeannette Neerpat, e-Pro Coral Springs/Parkland Real Estate (London Realty Corp):

Many people ask me when I go on a Short Sale listing appointment whether or not they have to pay taxes on the amount forgiven on there Mortgage.

Here are some answers to some of those questions:

The Mortgage Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualifies for the relief.

This provision applies to debt forgiven in calendar years 2007 through 2012. Up to $2 million of forgiven debt is eligible for this exclusion ($1 million if married filing separately). The exclusion does not apply if the discharge is due to services performed for the lender or any other reason not directly related to a decline in the home's value or the taxpayer's financial condition.

The following are the most commonly asked questions and answers about The Mortgage Forgiveness Debt Relief Act and debt cancellation:

What is Cancellation of Debt?
If you borrow money from a commercial lender and the lender later cancels or forgives the debt, you may have to include the cancelled amount in income for tax purposes, depending on the circumstances. When you borrowed the money you were not required to include the loan proceeds in income because you had an obligation to repay the lender. When that obligation is subsequently forgiven, the amount you received as loan proceeds is normally reportable as income because you no longer have an obligation to repay the lender. The lender is usually required to report the amount of the canceled debt to you and the IRS on a Form 1099-C, Cancellation of Debt.

Is Cancellation of Debt income always taxable?
Not always. There are some exceptions. The most common situations when cancellation of debt income is not taxable involve:
Qualified principal residence indebtedness: This is the exception created by the Mortgage Debt Relief Act of 2007 and applies to most homeowners.
Bankruptcy: Debts discharged through bankruptcy are not considered taxable income.
Insolvency: If you are insolvent when the debt is cancelled, some or all of the cancelled debt may not be taxable to you. You are insolvent when your total debts are more than the fair market value of your total assets.
Certain farm debts: If you incurred the debt directly in operation of a farm, more than half your income from the prior three years was from farming, and the loan was owed to a person or agency regularly engaged in lending, your cancelled debt is generally not considered taxable income.
Non-recourse loans: A non-recourse loan is a loan for which the lender's only remedy in case of default is to repossess the property being financed or used as collateral. That is, the lender cannot pursue you personally in case of default. Forgiveness of a non-recourse loan resulting from a foreclosure does not result in cancellation of debt income. However, it may result in other tax consequences.

What does exclusion of income mean?
Normally, debt that is forgiven or cancelled by a lender must be included as income on your tax return and is taxable. But the Mortgage Forgiveness Debt Relief Act allows you to exclude certain cancelled debt on your principal residence from income. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualifies for the relief.

Does the Mortgage Forgiveness Debt Relief Act apply to all forgiven or cancelled debts?
No. The Act applies only to forgiven or cancelled debt used to buy, build or substantially improve your principal residence, or to refinance debt incurred for those purposes. In addition, the debt must be secured by the home. This is known as qualified principal residence indebtedness. The maximum amount you can treat as qualified principal residence indebtedness is $2 million or $1 million if married filing
separately.

How long is this special relief in effect?
It applies to qualified principal residence indebtedness forgiven in calendar years 2007 through 2012.

Is there a limit on the amount of forgiven qualified principal residence indebtedness that can be excluded from income?
The maximum amount you can treat as qualified principal residence indebtedness is $2 million ($1 million if married filing separately for the tax year), at the time the loan was forgiven. If the balance was greater, see the instructions to Form 982 and the detailed example in Publication 4681.

If part of the forgiven debt doesn't qualify for exclusion from income under this provision, is it possible that it may qualify for exclusion under a different provision?
Yes. The forgiven debt may qualify under the insolvency exclusion. Normally, you are not required to include forgiven debts in income to the extent that you are insolvent.  You are insolvent when your total liabilities exceed your total assets. The forgiven debt may also qualify for exclusion if the debt was discharged in a Title 11 bankruptcy proceeding or if the debt is qualified farm indebtedness or qualified real property business indebtedness. If you believe you qualify for any of these exceptions, see the instructions for Form 982. Publication 4681 discusses each of these exceptions and includes examples.

How do I know if I was insolvent?
You are insolvent when your total debts exceed the total fair market value of all of your assets.  Assets include everything you own, e.g., your car, house, condominium, furniture, life insurance policies, stocks, other investments, or your pension and other retirement accounts.

 

Jeannette Neerpat
9000 Sheridan Street
Pembroke Pines, Fl 33024
www.Neerpat.com

Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104.

7 commentsC Tann-Starr • April 02 2009 04:00PM

Tranquility A SPA in Red Hook NY

This looks like someplace I would love to be after a hard day. I may have to take a mini-vacation upstate (LOL).

Via Jennifer Fivelsdal, Rhinebeck NY (Keller Williams Realty - Real Estate Agent):

I first met Sally Ann McGlade at a  Mid Hudson Women Networking even. She was so warm and welcoming that I was not surprised to learn that she was the owner of a spa.

Tranquility SPA Red Hook NY

Tranquilty is a day SPA located in the village of Red Hook and has been in operation for the last 2 1/2 years.  According to Sally Ann, now more than ever, we all need to take time out to pamper ourselves and her spa caters both to women and men.

Sally has over 25 years in the beauty business and has also worked as an instructor at a beauty school. She has a passion for helping people look and feel their best.

This spa offers many services. On the day I stopped in I met one of her regular clients, Angela, who was in for the works.  She was especially looking forward to the microderm abrasion because, now that spring was here, it was time to get rid of those dead skin cells and make the skin breathe.  Looking at her skin I think I too will be going in to rejuvenate my skin.

Tranquility offers a variety of individual services such as:

  • Massages
  • Manicures
  • Pedicures
  • Waxing
  • Facials
  • Microderm Abrasion
  • Ionic Detox Foot Therapy

Clients have come from as far south as Westchester and it is possible to book a full day package.  A husband and wife might want to do this to treat themselves, or a group of girl friends looking to spend a day together pampering themselves may opt for the full-day package.

The Ionic Detox foot therapy is also another popular service, this was featured in the Poughkeepsie Journal's "Living & Being"  A guide to wellness in April 2008.

 

By Jennifer Fivelsdal - Keller Williams Realty Team - 845-758-6842 - jennifer@jfivehomes.com

SEARCH HERE FOR A HOME IN THE MID HUDSON VALLEY

 

 

6 commentsC Tann-Starr • April 01 2009 04:03PM